Health Insurance Affiliate Programs – Growing Niche Today

Affiliate programs have many kinds that offer lucrative commissions, but there’s nothing like health insurance affiliate programs. Health insurance is a necessity for everyone, whatever the coverage plan is. It is crucial to have an active policy, especially when a medical emergency arises.

This is why joining a health insurance affiliate program is a great choice. Besides helping people find the best suitable health insurance for them, you can also earn a lucrative passive income in the form of commissions. We’ve listed some of the best health insurance affiliate programs available, including their pros and cons, the application process, and commission details. Let’s check them out.

eHealthInsurance Affiliate Program

eHealthInsurance is pretty straightforward with their information showing their affiliate program commissions on their website. The same with their insurance quotes, clients can easily view them and compare them side-by-side and apply online. They claim to offer the highest commissions with special promotions or incentives. They have over 180 health insurance carriers and offer more than 100,000 health insurance products online. For an affiliate, this is a great way to earn money since you have plenty of products that you can promote.

How to apply:

• Read the Agreement
• Fill out the application form
• If accepted, I will notify you via email, which will include your affiliate link
• Start promoting

Commission details:

• $50 for Individual or Family Health Insurance
• $10 for Short Term Health Insurance
• $20 for Student Health Insurance
• $10 for Dental Health Insurance
• $75 for Small Business Group Health Insurance

Pros:

• Earn commissions of up to $75
• Compare many health insurances offers
• It has 120 days cookie duration

Cons:

• The application may take up to 14 days, depending on the number of applicants and the verification process.
• Health insurance plans are limited to several states.

You do not need to have an insurance or health-related website to join. But they prefer innovative websites with insurance, health, finance, lifestyle, and news. There are no monthly minimums. You will receive your monthly earnings via check by mail.

NetQuote Affiliate Program

Another affiliate program that promises high commissions and even better conversion rates is the NetQuote affiliate program. Aside from health insurance, they also have auto, home, renters, and business insurance offers. Consumers only need to fill out a short application form. They take care of the rest of the information to provide their network of independent agents and leading national carriers. They are the nation’s largest and longest-running insurance shopping service, which means better revenue for their affiliates.

How to apply:

• Go to the NetQuote’s website and click on the “Affiliates” link below the webpage
• It will take you to their affiliate program page; click on “Apply Now.”
• Fill out the form
• Wait for an update about your application

Commission details:

• $5.00 for Premium Health
• $3.50 for Standard Health
• $8.00 for Group Health
• $11.00 for Premium Life
• $2.50 for Standard Life

You can also promote their other insurance products aside from health and earn the following:

• $11.00 for Auto Preferred
• $5.00 for Auto Standard
• $9.00 for Homeowner
• $3.00 for Rent or Condo
• $8.00 for Business
• $20.00 for Agent Enrolment

Pros:

• They also offer direct deposit to receive your money faster and safely
• Different commission structures for higher payout opportunity
• All access to the library of banners, keyword lists, and SEO articles
• Has a 24/7 tracking system to view your account activity based on volume

Cons:

• The Affiliate Program is available only in North America

There’s also a possibility of an increased payout depending on your performance, product, and state distribution. NetQuote has a geo-targeted payout structure for affiliates capable of driving traffic from specific states and specific products. Once a client completes their quote request applications, they will immediately credit your account. If the client requests multiple quotations, you will receive revenue for each of the requests. The commissions are processed automatically and will be paid to you every 15^th of the month.

True Blue Affiliate Program

True Blue is a reputable brand, and they give assurance that your referrals will be in good hands. They represent more than 80 insurance brands and companies. This is why True Blue provides a vast range of insurance quotes available for prospective clients without the need to provide their personal information. They pride serving more than 10,000 customers through their online platform. True Blue ensures quality offers, support, and quick approvals.

How to apply:

• Sign up via the True Blue website
• Wait for the approval
• Promote their program

Commission details:

• $25.00 for Application Request Submission
• $10.00 for Agent Contact Request
• $5.00 for Diabetic Quote Request
• $5.00 for Email Quote

Pros:

• Get paid for leads even without actual conversions
• Plenty of insurance companies to get the best deals

Cons:

• Application approval is done manually, which could take a while. There’s no available information on how this is done exactly.
• Being an affiliate or “Partner” means you’re referring clients to their referral business.

You will receive your commission when you have achieved multiple goals, including but not limited to submission of application requests, client requests for an agent to contact them, and the client has completed any of the request forms. True Blue is open to online businesses such as bloggers, vloggers, social media influencers, or entrepreneurs to become their partners.

Health Care Market Exchange Affiliate Program

This company provides affordable health insurance plans for individuals and families. They offer a simplified application process to connect clients to the right agents for their specific needs, situation, and budget. Health Care Market Exchange offers insurance services such as HMO, PPO, Short Term, Individual, and Family insurance.

How to apply:

• You can apply through a partner website
• Fill out the online application form and submit
• Wait for your approval within 48 hours

Commission details:

• $9 for each qualified lead from the online form
• $40 for each Pay per Call lead, which should last 2 minutes to qualify

Pros:

• Compare plans of major insurance carriers
• Good commission for call leads
• Access to affiliate interface to view the program’s details, newsletters, links, creative banners, and tracking codes for coupons and deals
• Tracking Cookie lasts for 90 Days

Cons:

• Applications can take up to two days or more to get approved
• Prefers websites with budget-conscious or financial-focused niches
• Has demographic requirements such as the head of the household or individuals with ages between 25 to 55 years old
• Leads need to meet the following requirements to qualify
  • $50,000+ household income of the client
  • Only takes leads from 36 states

Health Care Market Exchange emphasizes that clients should be talking to an agent to know all their options and receive recommendations based on their needs. This ensures that the client you have directed to them receives the help they need and the things they need to know about their insurance plan options, leading to possible conversion.

Smart Financial Affiliate Program

Smart Financial is a group of experts in insurance and technology to educate and provide their clients with the right policy for them. They boast their innovative technology that helps both agents and carriers bring regular leads and stay on top of the market. This company helps insurance carriers grow their business and connect people searching for the best insurance they can receive.

How to apply:

1. Go to their website
2. Click on “Apply Now”
3. Fill out the “Create an Affiliate Account” form with your details
4. Then click on “Register.”
5. Wait for your approval.

Commission details:

• Not available

Pros:

• You can earn from every click, calls, and leads
• Realtime analytics
• Access to a large library of high-converting creatives you can use on your website
• Offers high payouts
• 24/7 access to the Account Center, where you can also see your performance reports and activities
• 30 days cookie duration

Cons:

• The minimum payout is $60
• No commission details and payment methods can be found on their website

Smart Financial knows that everyone has different needs, and they aim to match the customers to the right insurance providers. Aside from health insurance, they also have Auto, Home, Life, and Medicare.

Premier Health Care Affiliate Program

This company provides affordable health insurance and offers discounted plans for individuals and small businesses. Premier Health Care aims to provide insurance to people who cannot afford the traditional major medical insurance policies or are not satisfied with their current high insurance plans.

How to apply:

• Visit the Premier Health Care website
• Click on Contact Us

Commission details:

• $5 for every lead
• $70 per application acquired

Pros:

• Offers generous commissions from links and banners from your website
• Provides up to 12% conversion rate

Cons:

• An easy online application process is not available on the website
• No payment details are available
• An affiliate program is a campaign managed by a third party

Although there isn’t much information about Premier Health Care Affiliate Program, they offer generous commissions worth checking out. The Professional Affiliate Management team currently manages their affiliate program.

FlexOffers Affiliate Program

This affiliate network has over 12,000 advertiser programs and 5000 campaigns to promote, including health insurance. FlexOffers allows affiliates or publishers to connect with companies and join their affiliate programs. With a massive network of big brands and reputable companies accumulated over 10 years in the business, they’ve become popular with affiliates and advertisers alike.

How to apply:

• Visit their website
• Click on “Publisher Sign Up”
• Fill out the application form
• Confirm your application via a link sent to your email
• Provide your contact information to arrange where to send your commissions
• Describe your traffic sources or the methods you will use to send customers to the offers

Commission details:

• Rates vary from different programs

Pros:

• You can earn per lead, sale, auction, click or install
• Receive affiliate marketing training and tips
• Get assistance from an assigned affiliate manager for your concerns and inquiries
• Higher earned commissions for a month can allow you to get paid within 7 days
• The majority of the programs are not restricted and are easy to join
• 90 days cookie duration

Cons:

FlexOffers also has a FlexRev-$hare program where you can refer publishers or affiliates like you, and you can get up to 50% of their earnings. They also have several payment methods available such as Paypal, direct deposit, or check payments.

• The application may take up to 14 days to process, depending on the program you’ve joined.
• Approval of your application is based on the legal requirements and requirements of their advertisers.
• They prefer websites with excellent rankings with Alexa or Google, good design, and regular content updates.
• Payments earned in a month take 60 days to process and will be issued during the first week of the following month.
• If you want to get an advanced payment, you need to pay a fee
• You need to meet the required threshold of the payout minimum, which is $100
• Chargebacks of sales can happen, which reduces your earned commissions and can lead to a negative balance

My Final Thoughts

Health insurance plans vary greatly with tailor-fit policies available for every individual or family. This means you will have plenty of options to promote to your audience. With these affiliate programs, you can certainly find one that will work best for you and will allow you to generate a monthly well-paid commission.

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